When you rent a dress from Chic Glam Closet, we understand that life happens. Whether it’s an accidental spill, a snag on the hem, or an unexpected mishap during your special event, our Damage Protection Insurance is here to offer peace of mind for just $15 per rental. This small investment safeguards you from paying for accidental damages and ensures your rental experience is stress-free and enjoyable.
Here’s a detailed breakdown of what our Damage Protection Insurance covers, how it works, and why it’s worth it.
What Is Damage Protection Insurance?
Damage Protection Insurance is an optional add-on that covers minor accidental damage to the dress you’ve rented. For just $15, this insurance provides a safety net against unexpected incidents, so you can focus on enjoying your event without worrying about ruining the outfit. Think of it as a security blanket for life’s little accidents, allowing you to wear your rented dress confidently.
What Does the Insurance Cover?
The Damage Protection Insurance is designed to cover minor accidental damages that can occur during normal wear and tear. Below are examples of what’s included:
Stains:
- Drink spills, such as soda, juice, or champagne
- Makeup smudges
- Food stains (excluding stubborn or permanent stains, like red wine)
Fabric Damage:
- Snags
- Loose threads
- Small tears in the seams
Minor Repairs:
- Broken zippers
- Detached buttons
- Loose embellishments (e.g., sequins, beads)
Other Accidental Damage:
- Dirt marks from shoes
- Wrinkles that require special professional treatment
What Is Not Covered?
While the Damage Protection Insurance is comprehensive, it does not cover severe or irreversible damage. Below is a list of exclusions:
- Stubborn or Permanent Stains: Stains caused by red wine, ink, bleach, or other stains/substances that are particularly difficult or impossible to remove and cannot be professionally cleaned.
- Major Damages: Any damage that renders the dress completely unwearable (e.g., large rips, burns, or significant structural damage).
- Lost or Stolen Items: If the dress is lost, stolen, or not returned, the full replacement cost of the dress will be charged.
- Negligence or Misuse: Damages caused by deliberate misuse or failure to follow care instructions (e.g., machine-washing a dry-clean-only item).
How Does It Work?
Adding Damage Protection Insurance to your rental is quick and straightforward. Here’s how it works:
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Select the Insurance at Checkout: When placing your rental order, simply choose the Damage Protection Insurance option for $15.
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Enjoy Your Dress Stress-Free: Wear your dress to your event, knowing you’re covered for minor accidents.
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Return the Dress As Usual: When returning the dress, our team will assess it for damage. If there are minor issues, the insurance will cover the cost of cleaning or repairs.
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No Hidden Fees: With the insurance, you won’t be charged extra for qualifying damages. However, for damages outside the coverage scope, additional fees may apply.
Why Should You Get Damage Protection Insurance?
Here are the key reasons why investing in Damage Protection Insurance is a smart choice:
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Peace of Mind:
- Events can be unpredictable, and accidents happen. With insurance, you can relax and enjoy your occasion without worrying about accidental damages.
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Cost Savings:
- Repairing or cleaning a damaged dress can cost anywhere from $20 to $100, depending on the severity. For just $15, you’re protecting yourself from potentially higher expenses.
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Convenience:
- Instead of stressing about small snags or stains, leave the cleanup and repair to our team. We work with professional cleaners and repair specialists to restore dresses to their original glory.
- Hassle-Free Experience:
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- The insurance makes your rental experience seamless and stress-free. No need to negotiate repair costs or worry about surprises when your dress is inspected upon return.
Real-Life Examples of Why It’s Worth It
Here are some common scenarios where Damage Protection Insurance could save the day:
- You’re at a wedding, and someone accidentally spills soda or champagne on your dress during the reception.
- While dancing at a gala, the dress catches on another guest’s jewellery, causing a small snag.
- At a dinner party, you brush against a table and end up with a food stain on the hem of the dress.
- A zipper breaks as you’re getting dressed, and you need a quick repair before returning the item.
In all these situations, the Damage Protection Insurance ensures you won’t have to pay out of pocket for minor accidents.
What Happens If You Don’t Opt for the Insurance?
If you choose not to purchase Damage Protection Insurance, you will be responsible for the cost of cleaning, repairing, or replacing the dress in the event of any damage. Repair costs vary based on the extent of the damage, but here’s a general breakdown:
- Cleaning fees for stains: $25–$50
- Minor repair fees: $30–$80
- Replacement fees: Full retail cost of the dress, which can range from $200 to $2,000.
By opting for the $10 insurance, you significantly reduce your financial risk and simplify the process.
How to Add Damage Protection Insurance
Adding Damage Protection Insurance to your rental is easy:
- Browse our collection of stunning dresses and select your favourite.
- At checkout, look for the Damage Protection Insurance option.
- Check the box to add it to your order for just $15.
- Complete your order and enjoy your event with confidence!
FAQ
Q: Is Damage Protection Insurance mandatory?
No, the insurance is optional, but we highly recommend it for all rentals to ensure a worry-free experience.
Q: Can I add insurance after placing my order?
Unfortunately, Damage Protection Insurance must be selected at the time of checkout and cannot be added later.
Q: What if the damage exceeds the coverage?
In cases of major damage not covered by the insurance, you will be charged a repair or replacement fee based on the severity of the issue.
Q: Does the insurance cover accessories?
No, the insurance applies only to dresses. Accessories are not included in this coverage.